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take out student loans right now

 

 take out student loans right now



Would it be a bad idea for me to take out student loans right now and pray that Joe Biden cancels up to $50,000 of student loans in the future ?

About the only way to get your student loans at least partially forgiven is to work for a government (federal, state, or local) or a 501(c)(3) organization. With the Public Service Loan Forgiveness Program you make 120 regular monthly payments and the balance is forgiven. There is also a Teacher Loan Forgiveness Program, but you must teach full time for five years in a Title I school/district.

I think Joe Biden’s talk about student loan forgiveness was so much campaign rhetoric to get gullible young voters to vote for him. The only thing even close to that being discussed recently has been some sort of “free community college” plan that really isn’t a plan. The federal government doesn’t control any colleges other than the service academies, so that’s probably off the table too.

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